How BTC Now Performs
Across All Historical Periods
See how the installment plan strategy would have performed during every 10-year period
in Bitcoin's history compared to dollar-cost averaging.
Fixed monthly payment for both strategies
Used to project incomplete periods (after 10-year cutoff)
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Understanding the Analysis
We analyze every possible 10-year period in Bitcoin's history, starting from the earliest available data. This gives you a comprehensive view of how the BTC Now installment plan strategy would have performed in all market conditions.
For periods that started less than 10 years ago, we project the remaining months using your selected annual growth rate. This shows potential outcomes if Bitcoin continues growing at that rate. Projected periods appear faded in the chart.
BTC Now locks in Bitcoin at today's price, so you benefit from the full 10 years of price appreciation. DCA spreads purchases over time, so you buy at many different prices. During Bitcoin's long-term growth trend, buying earlier typically wins.
DCA performs better when Bitcoin's price declines or moves sideways after your purchase. By spreading purchases over time, DCA buys more Bitcoin during price dips. However, these periods have been less common in Bitcoin's history.
BTC Now Strategy
We calculate how much Bitcoin you could purchase upfront with an installment plan at 15% APR, given your monthly payment budget. This Bitcoin is locked in at the starting period's price, and you make fixed monthly payments over 10 years.
DCA Strategy
We simulate buying Bitcoin each month with the same monthly payment, using actual historical prices for each month. This shows how much Bitcoin you would have accumulated through dollar-cost averaging.
Complete vs Projected Periods
Complete periods use 100% actual historical data for the full 10 years. Projected periods combine actual data with price projections using compound annual growth (CAGR) to simulate complete 10-year outcomes. The cutoff date is 10 years ago from today.
Data Source
Historical Bitcoin prices are sourced from CoinGecko and stored in our database. We use monthly average prices to smooth out short-term volatility and provide consistent comparisons across all periods.